New Mexico Special Needs Planning

Special Needs Planning in New Mexico | Townsend Allala Coulter & Kludt (TACK)

When you’re caring for a loved one with a disability, you’re thinking about more than the present—you’re planning for a lifetime of support. That’s where Special Needs Planning in New Mexico becomes essential. At Townsend Allala Coulter & Kludt (TACK), we help families across the state create personalized plans that protect benefits, honor long-term care wishes, and give peace of mind. Whether you’re in Albuquerque, Las Cruces, or a smaller town, our team takes the time to listen and offer practical guidance tailored to your situation. With a deep understanding of both legal tools and real family needs, we’re ready to walk this journey with you. Contact us today to learn how we can help.

For a consultation, contact us online, or give us a call at 915-533-0007 today!

Why Special Needs Planning Matters

Government benefits like Supplemental Security Income (SSI) and Medicaid often come with strict asset limits. Without the right legal structure, even a small inheritance or financial gift could disqualify your loved one from the benefits they rely on. We help families use tools like special needs trusts and ABLE accounts to preserve eligibility while securing long-term resources. Our guidance is built around protecting the people who matter most to you—without creating future roadblocks.

For a consultation, contact us online, or give us a call at 915-533-0007 today!

Personalized Legal Tools for Every Family

• First-party special needs trusts (funded by the individual with a disability)
• Third-party special needs trusts (funded by family or others)
• ABLE accounts for tax-free savings
• Guardianship and conservatorship guidance
• Letters of intent for ongoing care wishes

Each family’s needs are different, which is why we take a personalized approach. From affordable Special Needs Planning in Santa Fe to helping families in rural areas like Gallup and Silver City, we make planning accessible, understandable, and rooted in your priorities.

For a consultation, contact us online, or give us a call at 915-533-0007 today!

Local Support Across New Mexico

New Mexico families face unique challenges, especially when accessing resources in smaller communities or coordinating care across state lines. Whether you're meeting us in person in Las Cruces or reaching out from a nearby town like Roswell or Farmington, our services are available statewide. We’ve worked with local schools, community centers, and disability support groups to help families connect the dots between planning and real-life needs.

For a consultation, contact us online, or give us a call at 915-533-0007 today!

How We Help You Plan for the Future

Our process is designed to take the guesswork out of planning. We’ll walk you through a step-by-step conversation that helps you understand your options, weigh the pros and cons, and feel confident in your decisions. We don’t use complex legal jargon—just clear, honest guidance. If you’ve been looking for “Special Needs Planning near me,” we’re proud to offer local help with a personal touch.

For a consultation, contact us online, or give us a call at 915-533-0007 today!

Let’s Plan with Purpose—Together

If you’ve been searching for a trusted Special Needs Planning company in New Mexico, Townsend Allala Coulter & Kludt (TACK) is ready to support your family. Our role is to make sure your loved one is protected—today and long into the future. With years of experience working alongside New Mexico families, we bring local knowledge and heartfelt care to every conversation. Don’t wait to start a plan that brings clarity and peace of mind.

For a consultation, contact us online, or give us a call at 915-533-0007 today!

Suggested Image

Image idea: A New Mexico family engaging with a planning document at home, with a smiling child with special needs present.
Alt text: Family working on Special Needs Planning in New Mexico with legal documents

FAQs

What is a special needs trust?

A special needs trust allows assets to be set aside for a person with a disability without affecting their eligibility for government benefits like SSI or Medicaid.

What’s the difference between a first-party and third-party special needs trust?

First-party trusts use the beneficiary’s own money, while third-party trusts are funded by someone else, like a parent or grandparent. Each serves different legal and financial purposes.

Do I need a letter of intent?

Yes. A letter of intent outlines your wishes for your loved one’s care, routines, and preferences. While not a legal document, it’s a valuable guide for future caregivers.

Can I set up Special Needs Planning if I don’t have much saved?

Absolutely. Planning is about using the tools available—like ABLE accounts or simple trusts—to make the most of what you have and protect what’s important.

Is this only for children with disabilities?

No. Special Needs Planning can benefit adults with disabilities as well, whether the disability is from birth or developed later in life.